Welcome to CombineEducation.shop! These Terms and Conditions govern your use of our website and services. By accessing or purchasing from our platform, you agree to comply with these terms.

1. General Information

CombineEducation.shop provides online study material and important topics PDFs for JKBOSE Class 10th, 11th, and 12th.

To purchase and download PDFs, users must create an account and log in.

2. Account Registration & Security

Users must provide accurate and complete information during registration.

You are responsible for maintaining the confidentiality of your account credentials.

Any unauthorized access or breach should be reported to us immediately.

3. Paid Services & Offers

Our PDFs are paid and can be purchased through available payment methods.

We may offer discounts and promotions from time to time, subject to change without prior notice.

All sales are final, and refunds will be issued only in exceptional cases (such as duplicate payments or incorrect files).

4. Intellectual Property Rights

All study materials, PDFs, and website content are the property of CombineEducation.shop.

Users cannot share, resell, or distribute any downloaded material without permission.

Unauthorized use of our content may result in legal action.

5. Communication & Support

Users can contact us through the Contact Us or Direct Message features for queries or support.

We may send you service-related notifications, updates, and promotional emails.

6. Limitations of Liability

We strive to provide accurate and high-quality study materials, but we do not guarantee success in exams.

We are not responsible for any technical issues, website downtime, or third-party payment failures.

7. Changes to Terms

We may update these Terms and Conditions from time to time. Any changes will be posted on this page, and continued use of the website means acceptance of the new terms.

8.Payment Process and Razorpay Usage

To process payments for products or services on our website, we use Razorpay, a secure and reliable online payment gateway.

Secure Transactions: All transactions processed through Razorpay are protected by SSL encryption, ensuring that your financial information remains secure from unauthorized access.

Payment Methods: Razorpay supports various payment methods, including credit cards, debit cards, net banking, UPI, and digital wallets.

Payment Confirmation: Once your payment is successfully processed, you will receive a confirmation from both Razorpay and our website.

Refunds and Disputes: If you face any issues related to payments, please contact our customer support team. We will assist you in resolving the matter as per Razorpay's refund and dispute policies.

Razorpay Terms: By using Razorpay, you agree to Razorpay's Terms of Service and Privacy Policy. We encourage you to read these terms carefully.

Technical Issues: Occasionally, technical issues may cause payment delays. If you experience such problems, please contact our customer support team, and we will assist you.

To ensure that you are providing accurate and up-to-date information on your website, please visit Razorpay's official website and review their latest policies.